Attention homeowners in Massapequa Park and Nassau County: Need an appraisal?

Here are the top 7 reasons NY homeowners call on Ferguson Appraisals Ltd.:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a NY divorce, where real estate property needs to be divided
To settle an estate in NY by determining the true market value of real estate in question

Do you own a home in or near Massapequa Park? Do you need help determining the price of your real estate?
Contact Ferguson Appraisals Ltd..

At Ferguson Appraisals Ltd., we understand the particular needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Ferguson Appraisals Ltd., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Ferguson Appraisals Ltd., we're veterans in helping homeowners just like you remove undesirable PMI insurance.

Challenge Nassau county's assessment of your property

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Ferguson Appraisals Ltd. is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Ferguson Appraisals Ltd. can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.